Living debt free requires four basic principles:
1. Discipline
A pattern of behavior that governs one’s life. (Self-control) Galatians 5:22, 1 Corinthians 9:25
2. Budgeting
A budget will help you to plan ahead.
A budget will help you to control your spending.
A budget will give you a picture of what is coming in and what is going out each month.
3. Planning
a) Short term financial plan
b) Long term financial plan
4. Savings Plan.
a) Emergency savings
b) Long Term savings
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